2024 Coinsurance Lifetime Reserve Days Calculator

2024 Coinsurance Lifetime Reserve Days Calculator. During your first 90 days of inpatient hospitalization, you must pay your medicare part a deductible before your part a benefits kick in. Lifetime reserve days are set aside to help cover the costs for extended hospital stays past what medicare part a would typically cover.

Each beneficiary has 60 lifetime reserve (ltr) days of inpatient hospital services available upon exhausting 90 regular benefit days (60 full / 30 coinsurance) in a. After the maximum 60 lifetime reserve days are exhausted, there is no more coverage under part a for inpatient hospital stays.